A Salute to Smart Investing Guide: Prepared especially for the Armed Forces

A Salute to Smart Investing Guide explains the keys to financial success that are useful whether you’re just getting started or are a veteran investor. It provides an overview of savings, using credit wisely, basic investing strategies, common types of fraud, and danger signs that all investors should be aware of. It’s arming yourself from the start with information you need to make smart decisions.

Basic Training
Learn the basics to keep your finances in line.

When you’re in the military, life can change quickly. You could be deployed or relocated to a new duty base. You could be promoted, with an increase in pay grade. You could marry, have children, or get divorced.

The better shape your finances are in, the easier it will be to move smoothly from one stage of your life to the next. So, if you’re not already in the driver’s seat on the road to a secure financial future, it’s time to shift gears.

PUTTING EVERYTHING IN ORDER
A budget or spending plan can help you keep track of your money and make it easier to spend wisely and to save.

The goal is to spend less than you earn every month. So tracking where your money goes can show you where you may be able to cut back. Even small changes in your spending habits, such as planning cash withdrawals to cut ATM fees, can free up money to help reduce your debt and increase your savings.

Next, make a list of your financial goals. These are the important things that you don’t have to pay for now, but will eventually. They could include driving a new car, buying a home, sending a child to college, or having enough to enjoy your retirement. If you start planning now, the more chance you’ll have of being able to afford them later. ...

Download A Salute to Smart Investing Guide for the Military

PDF format, 1.9MB.

Virginia B. Morris and Kenneth M. Morris
Lightbulb Press, Inc.

CONTENTS
2 Basic Training
4 Saving
6 Investing
8 Balancing Risk and Return
10 The Rules of Engagement
12 Retirement Planning
14 Where You Invest
16 Avoiding Inappropriate Investments
18 Red Flags
20 Scams That Target the Military
22 Keep Your Eyes and Ears Open
24 When You Need It
25 Additional Resources
26 State Securities Regulators
28 Glossary

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