World leaders in insurance and financial services, AIG has four principal business segments:

General Insurance
The largest U.S. underwriters of commercial and industrial insurance and the most extensive international property-casualty network, including personal lines business and mortgage guaranty insurance.

Life Insurance & Retirement Services
The most extensive global network of any life insurer, a leading U.S. life insurance organization and a premier retirement services franchise with a leadership position in the U.S. fixed annuities market as well as a growing international network.

Financial Services
A major presence in aircraft finance, capital markets, consumer finance and insurance premium finance.

Asset Management
Institutional and individual assets, retail funds and private banking through a growing global network.

AGI AT A GLANCE

General Insurance
AIG’s General Insurance operations include the largest U.S. underwriters of commercial and industrial insurance, the most extensive international property-casualty network, a personal lines business with an emphasis on auto insurance and high-net-worth clients, a mortgage guaranty insurance operation and a leading international reinsurer. AIG’s leadership is a result of its underwriting skill, innovative insurance solutions, financial strength, superior service and responsive claims handling. The AIG claims operation gives clients access to a vast worldwide network of dedicated experts and top legal firms.

Domestic Brokerage Group
The principal units of the Domestic Brokerage Group (DBG) provide a wide range of commercial and industrial coverages.

❏ AIG Executive Liability is the leading provider of directors and officers, and employment practices liability, and a premier underwriter of professional liability, fidelity coverage, network security insurance and fiduciary coverages.

Its products were previously marketed under the National Union Fire Insurance Company of Pittsburgh, Pa., brand.

❏ Lexington Insurance Company is the leading U.S.-based excess and surplus lines carrier, specializing in property, casualty, healthcare and program risks.

❏ AIG Excess Casualty is the leading provider of commercial umbrella and excess casualty liability insurance.

❏ AIG Specialty Workers’ Compensation® is a market-leading workers’ compensation insurer for small and midsize businesses.

❏ AIG Risk Management® provides casualty risk management products and services to large commercial customers.

❏ AIG Environmental is the largest U.S. provider of environmental liability coverages and services.

❏ AIG Worldsource provides global insurance programs for U.S.- and Canadian-based multinationals, as well as foreign companies with operations in the United States and Canada.

❏ DBG also includes many specialty business units that draw on the worldwide resources of AIG companies to meet client needs in the aviation, transportation and construction industries, the small business sector and the accident and health arena, as well as engineering services through AIG Consultants, Inc.

❏ HSB Group, Inc., the parent company of The Hartford Steam Boiler Inspection and Insurance Company, HSB Engineering Insurance Limited, and The Boiler Inspection and Insurance Company of Canada, is a leading worldwide provider of equipment breakdown and engineered lines insurance.

Domestic Personal Lines
AIG’s growing Domestic Personal Lines operations provide automobile insurance through aigdirect.com and AIG Agency AutoSM, and offer a broad range of coverages for high-net-worth individuals through AIG Private Client Group.

AIG is among the top 10 writers of automobile insurance, with historical growth rates exceeding industry averages.

United Guaranty Corporation
United Guaranty Corporation subsidiaries provide residential mortgage guaranty insurance for firstand second-lien mortgages, private education loan default insurance, and other financial services to financial institutions and mortgage investors.

Transatlantic Holdings, Inc.
Transatlantic Holdings, Inc. (TRH), is a majorityowned subsidiary of AIG. TRH’s subsidiaries offer reinsurance capacity on both a treaty and facultative basis worldwide—structuring programs for a full range of property and casualty products, with an emphasis on specialty risks.

Foreign General Insurance Group
The Foreign General Insurance Group comprises AIG’s international property-casualty operations.

❏ American International Underwriters (AIU) is the marketing unit for AIG’s overseas property-casualty operations and the most extensive foreign network of any insurance organization. Stretching across Asia and the Pacific to Latin America, Europe, Africa and the Middle East, AIU markets a full range of property-casualty products to both commercial and consumer clients.

❏ AIU Accident & Health Division is a leading provider of accident, supplemental health and travel insurance to international businesses and consumers.

❏ AIU Commercial Lines Division is a market leader in financial lines in Europe, surpassing one billion dollars in premiums.

❏ AIU Personal Lines Division operates globally to provide automobile, personal property and extended warranty coverages. It also provides products and services for the high-net-worth segment, institutional and individual clients.

The General Insurance segment also includes AIG Global Marine and Energy which serves the global insurance, risk management and loss control needs of marine and energy clients, including renewable operations such as biofuel, hydroelectric, geothermal, solar and wind.

Financial Services
AIG’s Financial Services businesses specialize in aircraft and equipment leasing, capital markets, consumer finance and insurance premium finance. These businesses complement AIG’s core insurance operations and achieve a competitive advantage by capitalizing on opportunities throughout AIG’s global network.

The businesses in AIG’s Financial Services Group are leaders in the markets they serve.

❏ International Lease Finance Corporation (ILFC) is AIG’s aircraft leasing business. With a fleet of more than 900 planes, ILFC is a market leader in the leasing and remarketing of new advanced technology commercial jet aircraft worldwide. ILFC is the largest single customer to date for the new Boeing 787Dreamliner.

❏ Capital Markets operations are conducted through AIG Financial Products Corp., which engages in transactions, as principal, to provide clients with risk management solutions and sophisticated hedging and investment products in standard and customized transactions involving commodities, credit, currencies, energy, equities and rates.

Clients include top-tier corporations, financial institutions, governments, agencies, institutional investors and high-net-worth individuals throughout the world.

❏ AIG’s consumer finance business consists of American General Finance, Inc. (AGF) and AIG Consumer Finance Group, Inc.(CFG). AGF is one of the largest consumer finance organizations in the United States, with a branch network in 45 states, Puerto Rico and the U.S. Virgin Islands. AGF’s primary market is in the United States, but it continues to explore opportunities in international markets. CFG, through its subsidiaries, offers a broad range of consumer finance products, primarily in emerging markets. As these markets continue to attract investment, CFG’s businesses have significant potential to expand operations in developing countries around the world and provide consumers with more products.

❏ Imperial A.I. Credit Companies, Inc., is the largest insurance premium finance provider in the United States.

Life Insurance & Retirement Services
Serving millions of customers around the world, AIG’s growing global Life Insurance businesses make up the most extensive network of any life insurer. Strategies for enhancing growth focus on developing new markets, expanding distribution channels and broadening product offerings. AIG has one of the premier Retirement Services businesses in the United States and also has an extensive international retirement services network—both poised to meet the asset accumulation, protection and lifetime income needs of individuals around the world.

Foreign Life Insurance & Retirement Services AIG’s Foreign Life Insurance & Retirement Services operations are conducted principally through the following market-leading companies:

❏ American International Assurance Company, Limited (AIA), is AIG’s flagship life insurance company for Southeast Asia and the leading life insurer in the region. Its extensive network of branches, subsidiaries and affiliates spans Australia, Brunei, China, Guam, Hong Kong, India, Indonesia, Macau, Malaysia, New Zealand, Singapore, South Korea, Thailand and Vietnam.

❏ American Life Insurance Company (ALICO) is among the largest international life insurance companies in the world, with operations in more than 50 countries. ALICO’s operations stretch from Japan to Europe, the Middle East, Latin America, South Asia and the Caribbean.

❏ AIG Star Life Insurance Co., Ltd., and AIG Edison Life Insurance Company contribute to AIG’s growing life insurance presence in Japan through the sale of life, accident and health, and retirement services products via agents, brokers and bank partners.

❏ Nan Shan Life Insurance Company, Ltd., is Taiwan’s second-largest life insurer in terms of total premium.

❏ The Philippine American Life and General Insurance Company (Philamlife) is the largest and most profitable life insurance company in the Philippines.

Domestic Life Insurance & Retirement Services In the United States, AIG’s Domestic Life Insurance & Retirement Services businesses offer a comprehensive range of life insurance, annuity, and accident and health products for financial planning, estate planning and wealth transfer.

They use a full complement of distribution channels, including banks, national and regional brokerage firms, independent financial planning firms, independent and national marketing organizations, brokerage general agencies, independent insurance producers and general agents, and worksite specialists.

The principal operations include the following:

❏ AIG American General, one of the largest life insurance organizations in the United States, distributes a broad range of life insurance, annuity, and accident and health products.

❏ AIG Annuity Insurance Company is the largest issuer of fixed annuities in the United States and the leading provider of annuities sold through banks.

❏ AIG Retirement (formerly branded as AIG VALIC) is the nation’s leading provider of group retirement plans to K-12 education and the third largest to healthcare and higher education institutions.

❏ AIG SunAmerica Retirement Markets is one of the nation’s leading distributors of individual variable annuities and income solutions.

Asset Management
AIG’s Asset Management businesses include institutional and individual asset management, broker-dealer services, private banking and spread-based investment programs, as well as the management of AIG insurance invested assets.

The businesses in AIG’s Asset Management Group leverage AIG’s deep knowledge of markets around the world and expertise in a wide range of asset classes.

❏ AIG Investments manages equities, fixed income, private equity, hedge fund of funds and real estate investments for institutional, individual and high-net-worth investors around the world.

AIG Investments ranks among the top seven money managers in the world by institutional assets under management.

❏ AIG Private Bank Ltd., AIG’s Zurich-based private banking subsidiary, provides personalized private banking and structured wealth management solutions, including investment advisory and asset management products to a worldwide clientele.

❏ AIG SunAmerica Asset Management Corp. manages and/or administers retail mutual funds, as well as the underlying assets in AIG SunAmerica and AIG Retirement variable annuities sold to individuals and institutional groups throughout the United States.

❏ The AIG Advisor Group, Inc., broker-dealers provide financial products, technology support and business-building programs to independent financial advisors serving the retirement planning needs of clients in the United States.

Visit AIG: At a Glance Website

ABOUT AIG

American International Group, Inc. (AIG), a world leader in insurance and financial services, is the leading international insurance organization, with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide propertycasualty and life insurance networks of any insurer. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world. AIG’s common stock is listed on the New York Stock Exchange, as well as the stock exchanges in Ireland and Tokyo.

FOR FURTHER INFORMATION CONTACT:
AIG Communications Department
tel (212) 770-3099
fax (212) 425-3499

American International Group, Inc.
70 Pine Street
New York, New York 10270
www.aig.com

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