Prepare for an Exciting Stage of Life

Retirement may seem like a single destination, but it’s really just the first stop on what can be a wonderfully long adventure. In light of our growing life spans, that journey can easily last 20 or 30 years or more.

That’s great news. But more time in retirement means more planning up front for the trip ahead. Especially since there may be some obstacles along the way: fewer pension plans, volatile stock markets, costly inflation, soaring health care costs, and Social Security’s uncertain future.

Choosing directions
Actually, there are several routes to a sound retirement plan. IRAs, mutual funds, 401(k) plans, and other personal investments all offer the potential to build assets and then eventually provide income to retirees. We’d like to suggest one more: a variable annuity.

Quite simply, variable annuities are longterm investment vehicles designed to help you save for retirement. So you can build retirement assets today that may provide a more secure, enjoyable tomorrow. Like many other investments, they have fees and charges and are subject to market fluctuation.

However, variable annuities also offer benefits that may help you manage the risk in your retirement planning. And, when you are ready to receive income, annuities are the only investments that can guarantee income for the rest of your life.

Download What’s Your Route to Retirement?

PDF format, 1.7MB, 12Pages.

New York Life Insurance Company
New York Life Insurance and Annuity Corporation
51 Madison Avenue
New York, NY 10010
www.newyorklife.com
The Company You Keep

How to Get Started

Retirement can be a long-distance journey, and we recognize that everyone has a different itinerary. To learn how we can help put you on the right road to your goals, contact your NYLIFE Securities Registered Representative or call 1-800-710-7945. You can also visit us at www.newyorklife.com.

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